A Honeydue alternative for couples who would rather not link their banks
Honeydue is built around linking both partners’ accounts. If you would rather keep bank logins out of your budgeting app, Fam108 gives the two of you one picture of the household’s money, built from expenses you enter yourselves.
Free forever for two · No card · 14 days of Plus included
Checked on
Everything we say about Honeydue below comes from its official website on the date above. It is a good fit for many couples; this page is about a different approach, not a worse app.
Honeydue and Fam108 side by side
| Compared | Honeydue | Fam108 |
|---|---|---|
| Price | Free mobile app | Free for two; Plus $3.99/month or $29.99/year |
| Bank connection | Yes: 20,000+ institutions in 5 countries | No: every expense is entered by hand |
| What you share | Each partner chooses what to share | One shared budget; private expenses stay hidden from the rest of the family |
| Bills | Coordinate bills together | Recurring payments under “Upcoming” (three on the free plan) |
| Separate budgets for trips and projects | — | Yes, each with its own currency and end date (Plus) |
| Platforms | iPhone, Android | Web; Android as a beta APK. App Store and Google Play: coming soon |
Honeydue: as stated on honeydue.com on the check date. “—” means the official site does not say.
What Honeydue does well
Honeydue is made for couples. Each partner tracks their accounts, from bank accounts and loans to investments, chooses what to share, and the two of you coordinate bills together. It supports over 20,000 financial institutions in five countries and is a free app for iPhone and Android.
Where Fam108 is different
Fam108 never connects to a bank. You add each expense by hand, about three taps, which also means cash and any bank in any country work the same way. Both phones show one budget by category, with what is left in each as you type. A trip, a renovation or a side project can get its own budget, currency and end date, so it does not eat the month, and edits from two phones merge field by field.
When Honeydue is the better choice
If you want transactions to arrive from the bank by themselves, or want to see both partners’ balances, loans and investments in one place, an app built on connected accounts such as Honeydue is the right tool. Fam108 deliberately does not do that.
Switching: what to expect
Fam108 does not import data from other apps, so you start with a fresh budget: create the family, invite your partner with a code or a link, add the accounts you pay from and the categories you care about. Two members, one space and three accounts are free, with no time limit.
Honeydue alternative: questions and answers
Is Fam108 free like Honeydue?
For two people, yes: the free plan includes sync and invites for two members, with no ads and no time limit. Plus ($3.99 a month or $29.99 a year) adds separate spaces, more members and private accounts.
Can Fam108 import my Honeydue data?
No. Fam108 has no import from other apps or from banks, so you start fresh; the history you have elsewhere stays there.
Does Fam108 work outside the US?
Yes. Since nothing is linked to a bank, it works the same in any country and with any bank, and each space can use its own currency.
Is there an iPhone app?
Not in the App Store yet. Today Fam108 runs in the browser on any phone or computer, and on Android as a beta APK; the store versions are on their way.