Terms of Use

Last updated: 2026-07-18

By downloading or using Fam108 ("the app"), you agree to these terms.

1. The service

Fam108 is a personal/family expense-tracking app. It stores your data locally on your device and offers optional family synchronization through a server you provide. The app is provided for your personal, non-commercial use.

2. Your responsibilities

You are responsible for the accuracy of the data you enter.
You are responsible for safeguarding access to your device and to any synchronization server you choose to use with Family Sync.
You agree not to misuse the app, reverse-engineer it except as permitted by law, or use it for unlawful purposes.

3. Not financial advice

Fam108 is a tracking and budgeting tool. It does not provide financial, investment, tax, or legal advice. Calculations and summaries are for your information only; you are responsible for your own financial decisions.

4. Data and backups

Your data is stored on your device. We do not back it up for you. Uninstalling the app, erasing data, or losing your device may result in permanent loss of your data. Use the export feature to keep your own backups.

5. Family Sync

If you enable Family Sync, you do so using a server you configure. We do not operate or control that server and are not responsible for its availability, security, or the data it holds.

6. Availability and changes

The app is provided "as is" and "as available." We may modify, update, or discontinue features at any time. We do not guarantee the app will be error-free or uninterrupted.

7. Limitation of liability

To the maximum extent permitted by law, the app is provided without warranties of any kind, and we are not liable for any indirect, incidental, or consequential damages, or for any loss of data, arising from your use of the app.

8. Subscriptions

Fam108 is free to use for one space and two family members. Fam108 Plus and Fam108 Business unlock the limits and features listed in the app and on the pricing page.

Trial. Every new family starts with a 14-day trial of Plus. No payment details are required to start it, and it ends by itself — it does not convert into a paid subscription on its own.
Billing. Subscriptions are sold and billed by Apple (App Store) or Google (Google Play), not by us. Payment is charged to your store account at confirmation of purchase.
Auto-renewal. A subscription renews automatically for the same period unless you turn off auto-renew at least 24 hours before the end of the current period.
Managing and cancelling. Manage or cancel at any time in your Apple ID or Google Play account settings. Deleting the app does not cancel a subscription.
Prices. Current prices are shown in the app before purchase and may differ by country.
Refunds. Refunds are handled by Apple and Google under their own policies, because they are the merchant of record. We cannot issue a refund for a store purchase.
When a subscription ends. Nothing is deleted. Content beyond the free limits stays visible, exportable and synced; it simply becomes read-only until you subscribe again.

9. Governing law

These terms are governed by the laws of the jurisdiction stated by the app's publisher, without regard to conflict-of-laws rules.

10. Contact

Questions: support@fam108.com.